Holding Documents

On this page you can find the legal information of the companies that are a part of the ITSF holding.

IT Smart Finance

Result of IT Smart Finance for 2019
17.04.2020Download document

Joymoney Russia

Central Bank 2019 License
17.03.2020Download the original document
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Balance sheet of the microfinance organization, as of September 30, 2019
17.03.2020Download document Download the original document
Annexes to the financial statements for the 9 months 2018-2019
17.03.2020Download document Download the original document
Auditor's report 2018
17.03.2020Download document Download the original document
Balance sheet of the microfinance organization, as of December 31, 2018
17.03.2020Download document Download the original document

Nibble

We are in the process of obtaining two licenses:

The certified anti-money laundering specialist (AML)
The estonian financial supervision authority (FSA)

Joymoney Spain

The documents are in the preparation process.

Joymoney Mexico

Start of operations is scheduled for 2021.