Holding Documents

On this page you can find the legal information of the companies that are a part of the ITSF holding.

IT Smart Finance

2019

Result of IT Smart Finance for 2019
16.04.2020Download document

2020

Result of IT Smart Finance for 2020
14.04.2021Download document

2021

ITSF Financial Results for 2021
14.04.2022Download document

Joymoney Russia

2020

Profit and Loss Statement
14.04.2021Download document
Balance Sheet
14.04.2021Download document
Audit Report
14.04.2021Download document
Cash Flow Statement
14.04.2021Download document
Statement of Changes in the Stockholders’ Equity
14.04.2021Download document

2019

Central Bank 2019 License
16.03.2020Download document
Balance sheet of the microfinance organization, as of September 30, 2019
16.03.2020Download document
Annexes to the financial statements for the 9 months 2018–2019
16.03.2020Download document
Auditor's report 2018
16.03.2020Download document
Balance sheet of the microfinance organization, as of December 31, 2018
16.03.2020Download document

Nibble

We are in the process of obtaining two licenses:

The certified anti-money laundering specialist (AML)
The estonian financial supervision authority (FSA)

Joymoney Spain

The documents are in the preparation process.

Joymoney Mexico

Start of operations is scheduled for 2021.