Risk Committee
The Risk Committee meets at the end of each month to determine the current interest rates for the Balanced and Special strategies.
The Risk Committee includes the heads of the following divisions of the IT Smart Finance group of companies:
- Risk Director
- Chief Operating Officer
- Head of Underwriting Department
- Head of Debt Collection Department
- Risk Analyst
The main tasks of the Committee:
Reviewing and analysing the results of work on NPL 30-60-90-120 for the reporting month
Reconciliation in the period of actual indicators with planned ones
Scoring model analysis
Making a forecast for the next period and calibrating the scoring model
Formation and approval of the current annual rate of return for the Balanced and Special strategies
The results of the Risk Committee meeting will be published as a report on the website