Risk Committee

The Risk Committee meets at the end of each month to determine the current interest rates for the Balanced and Special strategies.

The Risk Committee includes the heads of the following divisions of the IT Smart Finance group of companies:

  • Risk Director
  • Chief Operating Officer
  • Head of Underwriting Department
  • Head of Debt Collection Department
  • Risk Analyst

The main tasks of the Committee:

Reviewing and analysing the results of work on NPL 30-60-90-120 for the reporting month

Reconciliation in the period of actual indicators with planned ones

Scoring model analysis

Making a forecast for the next period and calibrating the scoring model

Formation and approval of the current annual rate of return for the Balanced and Special strategies

The results of the Risk Committee meeting will be published as a report on the website