Risk Committee
The Risk Committee meets at the end of each month to determine the current interest rates for the Balanced and Special strategies.
The Risk Committee includes the heads of the following divisions of the IT Smart Finance group of companies:
- Risk Director
- Chief Operating Officer
- Head of Underwriting Department
- Head of Debt Collection Department
- Risk Analyst
Order on the establishment of the Risk Committee
01.02.2020Download document
The main tasks of the Committee:
Reviewing and analysing the results of work on NPL 30-60-90-120 for the reporting month
Reconciliation in the period of actual indicators with planned ones
Scoring model analysis
Making a forecast for the next period and calibrating the scoring model
Formation and approval of the current annual rate of return for the Balanced and Special strategies
Results of the Risk Committee meeting
Month/Year
Classic Strategy
Balanced Strategy
Special Strategy
December 2020
Approve the fixed annual interest rate of 6.5%
Approve the annual interest rate of 14,23%
Approve the annual interest rate of 17,2%
February 2021
March 2021
April 2021
May 2021
June 2021
July 2021
August 2021
September 2021