USER AGREEMENT

USER TERMS AND CONDITIONS

«Legal Disclaimer»

a) The web page www.nibble.finance contains general information about legal matters. The information is not advice, and should not be treated as such.

b) The business of platform NIBBLE such as informing, issuing, advertising should not be considered as the consulting provided by NIBBLE to the users (other third Parties) until such will be confirmed by the special agreement entered between NIBBLE and the users.

Limitation of warranties

The legal information on the www.nibble.finance is provided “as is” without any representations or warranties, express or implied. NIBBLE makes no representations or warranties in relation to the legal information on this website.

Without prejudice to the generality of the foregoing paragraph, NIBBLE does not warrant that:

- the legal information on this website will be constantly available, or available at all; or
- the legal information on this website is complete, true, accurate, up-to-date, or non-misleading.

Professional assistance

You must not rely on the information on this website as an alternative to legal advice from your attorney or other professional legal services provider.

If you have any specific questions about any legal matter you should consult your attorney or other professional legal services provider.

You should never delay seeking legal advice, disregard legal advice, or commence or discontinue any legal action because of information on this website.

Liability

Nothing in this legal disclaimer will limit any of our liabilities in any way that is not permitted under applicable law, or exclude any of our liabilities that may not be excluded under applicable law.

Know Your Customer KYC - Know Your Customer is the process of verifying the identity of the customer. The objective of KYC guidelines is to prevent NIBBLE from being used, by criminal elements for money laundering activities.

Personal Data - Personal data only includes information relating to natural persons who, can be identified or who are identifiable, directly from the information in question, or who can be indirectly identified from that information in combination with other information.

CDD - Information NIBBLE collect and analysis about a customer/client that should enable an organisation to assess the extent to which the customer exposes it to a range of risks. These risks include money laundering and terrorist financing.

Administration of the Claim - All actions taken by the Lender in connection with the fulfillment of its obligations specified in the Assignment Agreement.

Assignee - Natural or legal person, that on the basis of the Agreement and Assignment Agreement has purchased the Claim.

Assignee’s bank account - A current account opened in the name of the Assigner.

Assignment Agreement - Agreement concluded between the Assignor and the Assignee on purchase of Claim.

Assignor -Creditor or Claim purchaser, who on the basis of the Assignment Agreement is selling the Claim.

Assignor’s bank account - A current account opened in the name of the Assignor.

Borrower - Natural or legal person that enters into the Loan Agreement with the Lender.

Borrower’s personal data -Any information relating to the Borrower.

Claim - Rights of claim.

Claim purchaser - An individual or a legal entity registered on the Website of NIBBLE and interested in purchase of the Claims against the Borrower on the Website of NIBBLE, as well as an individual or a legal entity who has purchased the Claim (the Assignee) or who has sold the Claim (the Assignor).

Claim purchaser’s bank account - Any current account opened in the name of the Claim purchaser.

Claim purchaser’s profile - Natural or legal person’s profile created on the Website of NIBBLE and accessible to the Claim purchaser after Claim purchaser’s registration on the Website of NIBBLE, after the Claim purchaser has logged into the Website of NIBBLE by use of its e-mail and password.

Claim purchaser’s account - The account created and maintained by NIBBLE for each Claim purchaser on the Claim purchaser’s profile on the Website of NIBBLE for the Agreement and Assignment Agreement conclusion and fulfilment purposes.

Creditor - An Individual or a legal entity that has the right to claim against the Borrower in full or in part in accordance with the conditions of the Loan Agreement.

EU - European Union

Interest rate under the Loan Agreement - Remuneration paid by the Borrower for the use of the amount of the Loan stipulated in the Loan Agreement, considering that interest is calculated based on the provisions of the Loan Agreement.

Interest rate under the Assignment Agreement -Predetermined remuneration defined in the Assignment Agreement that the Claim Purchaser receives for the purchased Claim, considering that Interest rate shall not be directly linked to the Interest established in the Loan Agreement and is set separately.

Laws and regulations - Laws, Regulations, international agreements that have legal force on the territory of the Lender’s registration.

Lender - A legal entity that grants a Loan to the Borrower in accordance with the Loan Agreement.

Lender’s account - The Lender’s account created and maintained by NIBBLE for the Agreement and the Assignment Agreement conclusion and fulfilment purposes.

Loan - Funds granted to the Borrower by the Lender in accordance with the Loan Agreement.

Loan Agreement - Loan agreement concluded between the Lender and the Borrower, on the basis of which the Lender grants funds (the Loan) to the Borrower whereas the Borrower undertakes to repay the received loan in accordance with terms and conditions of the Loan Agreement.

Price of the Claim - A price payable by the Assignee to the Assignor for the Claim or its part.

Price of Servicing of the Claim - The price stipulated in the Price List on the Website of NIBBLE that shall be paid by the Assignee to the NIBBLE for Servicing of the Claim.

Registration application - An application filled out by a natural or legal person on the Website of NIBBLE to register as a Claim purchaser.



NIBBLE - OÜ Nibble itsf registration number: 14831029, registered address Maakri tn. 19/2, Tallinn 10145, Estonia.:, e-mail address: support@nibble.finance

NIBBLE’s bank account - A current account opened in the name of the NIBBLE.

Servicing of the Claim - Any action taken by NIBBLE in relation to the Claim, the Agreement, including transfer of funds to the Assignee and other actions stipulated in the Agreement.

Third party - Any natural or legal person that is not the Party of the Assignment Agreement.

Website of NIBBLE - Website www.nibble.finance, owned by NIBBLE, where individuals and legal persons can register as Claim purchasers and create a Claim purchaser’s profile, and where all the necessary information on the Claim purchase is indicated.

Website of NIBBLE user agreement - The remote access agreement concluded between the Claim purchaser and NIBBLE, which includes Regulations for the use of Website of NIBBLE and other important conditions to be complied with by the Claim purchaser, when registering on and using the Website of NIBBLE.


VERIFICATION PROCEDURES

Before entering into the Agreement, NIBBLE have right to make KYC of the client according to the international standards for preventing illegal activity (due Diligence CDD procedure). According to CDD, NIBBLE establishes its own verification procedures within the standards of anti-money laundering and “Know Your Customer” frameworks.

NIBBLE identity verification procedure requires the User to provide with reliable, independent source documents, data or information (e.g., national ID, international passport, bank statement, utility bill). For such purposes NIBBLE reserves the right to collect User’s identification information for the AML/KYC Policy purposes.

NIBBLE will take steps to confirm the authenticity of documents and information provided by the Users. All legal methods for double-checking identification information will be used and NIBBLE reserves the right to investigate certain Users who have been determined to be risky or suspicious.

NIBBLE reserves the right to verify User’s identity in an on-going basis, especially when their activity seemed to be suspicious (unusual for the particular User).

User’s identification information will be collected, stored, shared and protected strictly in accordance with the NIBBLE Privacy Policy

Once the User’s identity has been verified, NIBBLE is able to sign the agreement.


2. SUBJECT OF THE ASSIGNMENT AGREEMENT AND PROCEDURE OF ITS CONCLUSION

2.1. Entering into the Assignment Agreement, after filling the KYC/AML Procedure, the Assignor transfers to the Assignee the Claim against the Borrower that results from the Loan Agreement, but the Assignee pays to the Assignor the Price of the Claim indicated in the Assignment Agreement.

2.2. The Lender confirms that the Loan has been granted to the Borrower in accordance with conditions of the Loan Agreement, but the Borrower has received the Loan mentioned above.

2.3. Before conclusion of the Assignment Agreement and purchase of the Claim the Assignee has the possibility to get additional information on the webpage www.nibble.finance. The company is not a credit or financial institution. The contractor is obliged to make financial decisions and consult with a specialist regarding possible risks. The NIBBLE does not advise or provide Credit or Loan mediation services. The NIBBLE provides services for using the platform without possible risk and guarantee calculations.

2.4. The Parties agree that the Assignee shall receive the Claim against the Borrower in the amount agreed by the Parties in principal conditions of the Assignment Agreement.

2.5. If the Assignee purchases the Claim against the Borrower results from the Loan Agreement in part only, the Assignee is informed, agrees and confirms that the Claim does not include all the Assignor’s claims against the Borrower.

2.6. If the Assignee purchases the Claim against the Borrower results from the Loan Agreement in part only, the Assignee is informed, agrees and confirms that it is not the only Assignee, and all payments received from the Borrower should be distributed in proportion between all Assignees in accordance with their amounts of the Claim.

2.7. Entering into the Assignment Agreement the Assignee confirms, that it has acquaint with conditions of the Assignment Agreement and Agreement, and accepts them.

2.8. The Assignee confirms that it acknowledges and understands its rights and obligations under the Assignment Agreement, and conditions of the Assignment Agreement correspond to the Assignee’s will.

2.9. In purpose to enter into the Assignment Agreement and to purchase the Claim, the Assignee in Claim purchaser’s (Assignee’s) profile creates conditions regarding the Assignment agreements conclusion, providing criteria (parameters). Taking into account the information mentioned above provided by the Assignee (Claim purchaser), the Assignment agreements on the Website of NIBBLE are created and confirmed automatically.

2.10. The right to claim shall be transferred from the Assignor to the Assignee at the moment when the Assignee has paid to the Assignor the Price of the Claim, and the relevant amount has been received by the Assignor in accordance with Clauses 2.7. and 2.8. of the Assignment Agreement.

2.11. The Assignee confirms that at the moment of entering into the Assignment Agreement:

2.12.1. In case he/she is the individual:

2.12.1.1. He/she is legally capable, i.e. has reached age of eighteen years;

2.12.1.2. He/she is not under any psychotropic drugs, alcohol or any other substances;

2.12.1.3. There is not the insolvency process started regarding to he/she.

2.12.2. In case it is the legal entity, besides qualities indicated in Clause 4.12.1. of the Assignment Agreement (with respect to the legal representative of the legal entity), the Assignor confirms that:

2.12.2.1. there is not insolvency, bankruptcy or/and liquidation process started regarding to the legal entity at the moment of conclusion of the Assignment Agreement;

2.12.2.2. there are not acting legal disputes regarding to the legal entity at the moment of conclusion of the Assignment Agreement;

2.12.2.3. there are no other circumstances that could negatively affect fulfilment of 2.13. The Parties agree that all actual information regarding to the Loan Agreement, the Assignment Agreement, as well as the information on Parties of the Assignment Agreement and other important conditions regarding of full and duly fulfilment of the Assignment Agreement, is available on the Website of NIBBLE in relevant Parties’ (Claim purchaser’) profiles. The information mentioned above is considered transferred to the Claim purchaser and received by it at the moment such information becomes available in the Claim purchaser’s profile on the Website of NIBBLE.


3. AUTHORIZATIONS

3.1. At the moment of entering in to the Assignment Agreement the Assignee authorizes the Lender as an appropriate person, without prior coordination with the Assignee to make following actions:

3.1.1. to make amendments and/or to compose additional agreements to the Loan Agreement in accordance with the conditions of the Assignment Agreement;

3.1.2. on behalf and in the interest of the Assignee to administrate the Claim against the Borrower;

3.1.3. to manage the Claim in all aspects and to take all necessary actions required relating to the repayment of the Loan and fulfilment of the Loan Agreement, until the Loan is repaid in full and the Claim is discharged in full;

3.1.4. to make necessary actions required relating to reinstatement of the Claim, including, but not limited:

3.2. The Parties agree that taking into account the fact, that the Assignee has authorized the Lender to continue the process of Administration of the Claim, an obligation of informing the Borrower on Assignment Agreement conclusion, in case of necessity, is delegated to the Lender.

3.3. The authorizations mentioned above are applicable to all and any of the Lender’s employees and authorized representatives.

3.4. The authorizations granted to the Lender by the Assignee in accordance with the Assignment Agreement are granted with the right of substitution and are valid during the all entire period of the Assignment Agreement.

3.5. In case stipulated in Clause 4.5. of the Assignment Agreement, the Lender informs the Assignee on substitution of rights to the Third party.

3.6. The Parties agree that till the moment the Claim is discharged in full, cancelation of the Lender’s and NIBBLE’s authorizations to manage and administrate the Claim in accordance with Assignment Agreement is possible in case of conclusion and signing by corresponding Parties of additional agreement to the Assignment Agreement only.

3.7. At the moment of entering into the Assignment Agreement the Assignee simultaneously authorizes NIBBLE to do the following:

3.7.1. to transfer the Price of the Claim from the Assignee’s (Claim purchaser’s) account to the Lender’s or the Claim purchaser’s account, in case the Claim purchaser is the Assignor;

3.7.2. to distribute the payments received from the Borrower among all Assignees who have valid rights to claim against the Borrower at the moment of receipt of the payment from the Borrower and to transfer them to the Assignor’s (Claim purchaser’s) account;

3.7.3. to deduct all payments relating to the Assignment Agreement in accordance with the Price List;


4. REPRESENTATIONS OF THE PARTIES

4.1. Assignor’s representations:

4.1.1.The Assignor confirms that he has not transferred or pledged to the third parties or otherwise encumbered the Claim transferred to the Assignee.

4.2. Assignee’s representations:

4.2.1.The Assignee confirms, that cancelation of the Lender’s and NIBBLE’s authorizations to manage and administrate the Claim in accordance with Assignment Agreement is possible in case of conclusion and signing by corresponding Parties of additional agreement to the Assignment Agreement only.

4.2.2.The Assignee is notified and agrees that in accordance with conditions of the Loan Agreement, the Borrower has the right to repay the Loan before the Loan maturity date.

4.2.3.The Assignee confirms that shall not submit any claim against the Borrower, Assignor or NIBBLE if the Borrower has repaid the Loan before the Loan maturity date, including, but not limited, in connection with the loss of profit.


5. RIGHTS AND OBLIGATIONS OF THE PARTIES

5.1. Assignor’s rights:

5.1.1. The Assignor has the right to enter the Assignment Agreement with any Claim purchaser;

5.1.2. The Assignor has the right to receive the Price of the Claim in full and in accordance with the term indicated in the Assignment Agreement;

5.1.3. The Assignor has the right to refuse concluding of the Assignment Agreement in case indicated in Clause 4.5. of the Assignment Agreement;

5.1.4. The Assignor has the right to unilaterally terminate the Assignment Agreement in accordance with conditions of the Assignment Agreement.

5.2. Assignor’s obligations:

5.2.1. The Assignor is obliged to fulfil its obligations under the Assignment Agreement duly and with a maximal care;

5.2.2.The Assignor shall notify the Assignee on the circumstances that affect or may affect fulfilment of the Assignment Agreement on the part of the Assignor.

5.3. Assignee’s rights:

5.3.1.The Assignee has the right to all advantages granted to Assignee by purchasing the Claim in accordance with conditions of the Assignment Agreement;

5.3.2. The Assignor has the right to transfer the purchased Claim to any Claim purchaser or NIBBLE.

5.4. Assignee’s obligations:

5.4.1. The Assignee is obliged to fulfil its obligations under the Assignment Agreement duly and with a maximal care;

5.4.2.The Assignee is obliged to pay the Price of Claim in amount and term indicated in the Assignment Agreement;

5.4.3.The Assignee shall pay NIBBLE for the Servicing of the Claim and make other payments in accordance with the Price List;

5.4.4.In cases when Laws and regulations affect the Parties’ of the Assignment Agreement rights and/or obligations, the Assignee shall agree to the amendments to the Assignment Agreement in accordance with new regulations.

In case when Laws and regulations provide for the obligation to make amendments to the Loan Agreement, the Assignee shall accept the relevant amendments to the Loan Agreement


6. PAYMENT PROCEDURE

6.1. The Parties shall agree about the Price of the Claim before the entering into the Assignment Agreement.

6.2. The Price of the Claim is indicated in principal conditions of the Assignment Agreement (Clause 1.2. of the Assignment Agreement).

6.3. The Assignee shall pay the Price of the Claim simultaneously with the conclusion of the Assignment Agreement.

6.4. The Assignee before conclusion of the Assignment Agreement is obliged to ensure at Claim purchaser’s (Assignee’s) account relevant amount necessary for payment of the Price of the Claim.

6.5. In case of unduly fulfilment of obligations indicated in Clause 5.4. of the Assignment Agreement, the Assignor has the right to unilaterally decline the conclusion of the Assignment Agreement without prior notification of the Assignee. The information on decline of the Assignment Agreement conclusion shall be available in the Assignee’s (Claim purchaser’s) profile.

6.6. The Assignee authorizes NIBBLE to withdraw from the Assignee’s (Claim purchaser’s) account the required amount for the Claim (the Price of the Claim).

6.7. As soon as the Assignee has agreed to purchase the Claim and has confirmed provisions of the Assignment Agreement, NIBBLE transfers the Price of the Claim to the Creditor’s or the Claim purchaser’s account, in case the Claim purchaser is an Assignor.

6.8. The Price of the Claim is considered to be transferred at the moment when the relevant amount has been credited to the Creditor’s or the Claim purchaser’s account.

6.9. The right to claim the Assignee receives from the moment of entering into the Assignment Agreement after the Price of Claim has been transferred from the Assignee’s (Claim purchaser’s) account to the Creditor’s or the Claim purchaser’s (Assignor’s) account.


7. RIGHTS OF REPURCHASE

7.1. With the Assignment Agreement the Assignee is entitled at any time to cede the Claim to the Assignor.

7.2. In case the Borrower delays the Loan repayment (or its part in accordance with conditions of the Loan Agreement) for more than 30 (thirty) Calendar days, Assignor redeems the Claim and the Assignee refuses to submit any claims against the Assignor in relation thereof.

7.3. NIBBLE is obliged to ensure repayment of funds under the Claim transferred to the Assignee (Claim purchaser) under the Assignment Agreement’s conditions by transferring to the Assignee’s (Claim purchaser’s) account the amount equal to the sum of remaining principal amount of the Claim purchased by the Assignee (Claim purchaser) and accrued outstanding interest calculated in accordance with the Interest rate.

7.4. The Assignor has the right to redeem the Claim without acceptance, unconditionally and in any case, including, but not only, the following situations:

7.4.1. NIBBLE has restricted the right of Assignor to use the Website of NIBBLE in accordance with conditions of the Assignor Agreement and Website of NIBBLE user agreement;

7.4.2. if the bankruptcy process of the Borrower is initiated, and such information in writing is sent by the Assignor to the Assignee’s e-mail. After sending of notification the right of Claim is considered as ceded to the Assignor and NIBBLE is obliged to ensure repayment of funds for the purchased Claim in accordance with Clause 8.3. of the Assignment Agreement.


8. CONDONATION

8.1. Nor the Assignor, nor Lender, nor NIBBLE are liable to the Claim purchaser, the Assignee or their legal representatives or heirs, as well as to the other third parties for:

8.1.1. delay of the Loan maturity date by the Borrower;

8.1.2. for not-fulfilment the Loan Agreement in full or in part by the Borrower, as well as for impossibility to discharge the Claim because of the unduly fulfilment by the Borrower of its obligations under the Loan Agreement;

8.1.3. for the Assignee’s losses occurred due to the pre-term repayment of the Loan by the Borrower.

8.2. Neither of the Parties or NIBBLE shall be liable for unduly fulfilment of their obligations under the Assignment Agreement, if such unduly fulfilment is connected with interruption of electricity or Internet, as well as with any other interruption of communication system, that may negatively affect the fulfilment by the Parties of their obligations under the Assignment Agreement.


9. SERVICING OF THE CLAIM AND PAYMENTS PROCEDURE

9.1. In accordance with powers granted to NIBBLE in accordance with conditions of the Assignment Agreement, NIBBLE ensures the Servicing of the Claim, accepts all payments received by the Lender from the Borrower in accordance with the Loan Agreement and transferred to the Lender’s account on the Website of NIBBLE, and pays them to the Assignee in order and terms stipulated in the Assignment Agreement.

9.2. NIBBLE services the payments made by the Borrower in accordance with conditions of the Loan Agreement, and transfers them to the Assignee in the following order and amount:

9.2.1. The principal amount of the Loan received by the Lender from the Borrower and transferred to the Lender’s account on the Website of NIBBLE shall be paid to the Assignee, but if the Assignee has not purchased the full Claim against the Borrower or the Claim against the Borrower is purchased by several Assignees, the principal amount of the Loan received by the Lender from the Borrower is divided proportionally to each Assignee’s Claim against the Borrower;

9.2.2. The interest calculated in accordance with the Interest rate and amount of the Claim shall be paid to the Assignee in full.

9.3.Funds received by the Lender from the Borrower NIBBLE transfers to the Assignee’s (Claim purchaser’s) account after the Borrower has repaid the Loan in full only.

9.4. The Parties agree that in case the Lender has extended the Loan repayment period under the Loan Agreement, it is considered, that the Borrower has delayed the Loan repayment period and the Assignor redeems the Assignee’s right of the Claim in accordance during 30 (thirty) Calendar days from the date when the Borrower had been obliged to repay the Loan under the Loan Agreement, if the Borrower during this term hasn’t repay the Loan.

9.5. NIBBLE is entitled before transfer of the payments received by the Lender from the Borrower to the Assignee’s (Claim purchaser’s) account to withhold the Price of Servicing the Claim and other payments in accordance with the Price List.

9.6.If the Borrower repays the Loan before maturity date of the Loan indicated in the Assignment Agreement, NIBBLE shall transfer the relevant part of the Claim to the Assignee’s (Claim purchaser’s) account, withholding the Price of Servicing the Claim and other payments in accordance with the Price List.


10. DISPUTES SETTLEMENT AND APPLICABLE LAW

10.1. The Assignment Agreement is made in accordance with current legislation of the Lender’s registration state and all legal relations resulting from the Assignment Agreement shall be regulated by Laws and regulations of the territory of the Lender’s registration.

10.2. Each dispute or disagreement arising from or connected with the Assignment Agreement shall be settled by negotiations.

10.3. If the Parties are not able to settle dispute by negotiation during 15 (fifteen) working days, each of the Parties for dispute settlement may refer to court in accordance with the procedure provided for by the regulations of the territory of the Lender’s registration.


11. PERSONAL DATA PROTECTION

11.1. Protection of personal data

11.1.1. The protection of personal data of users is one of the priorities of NIBBLE. While the business

11.1.2. NIBBLE protects and processes the users personal information in strict compliance with the applicable laws of NIBBLE and / or the personal law of the citizenship / residence of the user.

11.2. Personal information collected during the operation of NIBBLE , may vary depending on the purpose and order of work with the account. NIBBLE has the right to collect and process the Personal Information of the person provided during registration (creating an account) to gain access to the Personal Cabinet without further distribution, except in cases directly provided by the applicable applicable legislation of the NIBBLE and / or the citizenship and / or residence tax of the person.

11.4. NIBBLE does not verify the provided Personal Information and can not judge its reliability, as well as whether the user has sufficient legal capacity to provide it. Nevertheless, NIBBLE comes from the fact that the user provides reliable and sufficient Personal Information, and also timely updates it.

11.5 Automatic data collection

11.5.1. In the process of working NIBBLE performs an automatic collection of certain non- personalized information about users of the website, which includes, for example:

- location data obtained using GPS (global positioning systems), IP address analysis and other geolocation technologies, to personalize the content displayed to the User on the site;

- information about the users activity during the use of the Site, such as the date and time of access to the site, the history of search queries and page views;

- electronic data, such as HTTP headers, IP address, cookies, pixel tags, information about the type and version of the browser, information about the hardware and software.

- These technical data are anonymous and do not indicate a specific User. The specified information is used for the purposes of site management and its further development.

11.6. Changing Privacy Policy

11.7. NIBBLE reserves the right to change its security and data protection measures if this is necessary due to technological developments and / or requirements of applicable law. In these cases, NIBBLE will also correct this privacy policy accordingly.


12. TERMINATION OF THE AGREEMENT

12.1. NIBBLE may limit the Assignee’s ability to use the Website of NIBBLE, block the Assignee’s profile and/or the Assignee’s (Claim purchaser’s) account, as well as to unilaterally terminate the Assignment Agreement without prior notification of the Assignee and delete the Claim purchaser’s profile in following cases:

12.1.1. if the Assignee violates the provisions of the Assignment Agreement;

12.1.2. if the Assignee has submitted invalid on inaccurate information to NIBBLE;

12.1.3. if the Assignee has used the Website of NIBBLE for illicit purposes;

12.1.4. if NIBBLE suspects that the Assignee has used or is using criminal proceeds to purchase the Claim, finances terrorism, or the Assignee is involved in such activities.

12.2. In instances specified in Clause 12.1. of the Assignment Agreement, the Assignor redeems the Clam from the Assignee and NIBBLE transfers the amount of funds under the Assignment Agreement to the Assignee’s (Claim purchaser’s) bank account.

12.3. The Assignor is entitled at its own discretion to unilaterally terminate the Assignment Agreement and redeem the Claim from the Assignee in cases not indicated in Clause 12.1. of the Assignment Agreement without reason explanation, by at least 5 (five) calendar days prior notification of the Assignee about its intention. The notification should be made in writing and should be sent to the Assignee at its postal address or by means of other agreed communication facilities. In such case NIBBLE is obliged to transfer amount of funds indicated of the Assignment Agreement to the Assignee’s (Claim purchaser’s) bank account.

12.4. In case the Assignor has redeemed the Claim or the Assignment Agreement has been terminated in order specified as the repayment of funds of the Assignment Agreement, the Assignment Agreement is deemed to be terminated at the moment when NIBBLE transfers the amount stipulated funds to the Assignment Agreement to the Assignee’s (Claim purchaser’s) bank account.


13. OTHER CONDITIONS

13.1. The Assignment Agreement is made electronically in accordance with the procedure provided by the Assignment Agreement and is valid without signatures of the Parties.

13.2. NIBBLE shall send the Assignment Agreement to the Assignee electronically to the Claim purchaser’s (Assignee’s) profile, where it will be available for the Assignee throughout the period of the Assignment Agreement.

13.3. The Assignment Agreement is valid until fulfilment by the Parties of their obligations under the Assignment Agreement or until its termination in accordance with section 12. of the Assignment Agreement.

13.4. Situations that are not stipulated in the Assignment Agreement shall be settled in accordance with conditions of the Agreement valid at the moment of conclusion of the Assignment Agreement and is considered as the integral part thereof.

13.5. If there are any contradiction between conditions of the Assignment Agreement and the Website of NIBBLE user agreement, the conditions of the Website of NIBBLE user agreement shall prevail.

13.6. Information distribution. Newsletter is only available if you subscribe to it. Subscription to the newsletter can be canceled by the User at any time.


14. INTENDED OF USE OF THE DATA

14.1. NIBBLE adheres to the principle of collecting, storing and using Personal (personal) data for a specific purpose and only for the purpose for which they were provided, and for the period necessary to achieve it and / or determined by the relevant legislation of NIBBLE and / or the law of citizenship and / or the tax residence of the User.

14.2. Through the acceptance of this document, the User confirms: - that undertakes to provide accurate Personal Information;

- consent to the processing of personal data by NIBBLE

14.3. The transfer of personal information to third parties is not carried out without the users consent, unless it is required to provide services or perform a contract with the user. Provision of personal information to users on the requirements of government agencies and authorities is conducted in the manner prescribed by applicable law.


15. ACCESS, CORRECTION, DESTRUCTION OF PERSONAL DATA

15.1. If this is provided by applicable NIBBLE legislation, the user has the right to access to his Personal Information processed by NIBBLE in accordance with this document.

15.2. The user can enter the account and correct his Personal Information himself if he believes that any data that NIBBLE about him is incorrect or incomplete.

15.3. If this is provided by the applicable law, the User has the right to demand the removal of his Personal Information by sending a request to the address specified in the personal account. NIBBLE will comply with these requests in accordance with applicable law.


16. COOKIE , ANALYSTICKS, TRACHKING

16.1. Cookies are text files that are stored on the users computer. The use of cookies may be rejected. This is done by setting in the users browser, which needs to be changed accordingly. However, disabling this feature may result in limitations in the availability of the site functions, and they can not be used in full.

How can we help you?

+3726991410support@nibble.finance