The Reserve Fund Formation

The reserve fund is an additional «airbag» for the investor, covering the default loan risks by the final borrower. Thanks to the reserve fund, we offer investors an investment strategy with a buyback guarantee.

The reserve fund is formed by the holding companies in which the funds are invested. In Russia, a reserve fund's presence is mandatory, and the Russian Federation's legislation regulates its formation

In Spain, the presence of a reserve fund is not legally stipulated, but it is made up and constantly maintained to save investors' funds in case of any possible loan losses. The formation of reserve funds is similar to the procedure used in the Russian Federation