Flexible Investment
- Classic Strategy
- Legal Strategy
- Balanced Strategy
Details of the portfolio
- Interest rate8
- Time1–6 months
- Reinvestmentno
- Type of loanдля бизнеса
- The borrower companyJoymoney ES
Fixed income, secured by a buyback guarantee, amounts to 8% per annum. This is a risk-free strategy with guaranteed income on your investments.
About the borrower
Joymoney ES provides loans for up to 30 days in Spain. All loans are protected by a buyback guarantee. This means that if the loan is not closed within 60 days from the date of investment, Joymoney ES buys out the investor's share, together with accrued interest.
Documents and the offer
User AgreementDetails of the portfolio
- Interest rate14,5
- Time6–60 months
- Reinvestmentno
- Type of loanfor business
- The borrower companyJoymoney ES
This is a strategy for investing in portfolios consisting of consumer loans classified as B, CC and C, which are in the process of pre-trial and judicial recovery. Due to the fact that these loans have overdue debts and fines, the yield of this strategy reaches up to 19% per annum.
About the borrower
Joymoney ES provides loans for up to 30 days in Spain. All loans are protected by a buyback guarantee. This means that if the loan is not closed within 60 days from the date of investment, Joymoney ES buys out the investor's share, together with accrued interest.
Documents and the offer
User AgreementDetails of the portfolio
- Interest rate12,5
- Time7–60 months
- ReinvestmentYes
- Type of loanfor business
- The borrower companyJoymoney ES
Income is not fixed and might come up to 12–15% per annum according to the previous statistics. This is the most balanced strategy.
About the borrower
Joymoney ES provides loans for up to 30 days in Spain. All loans are protected by a buyback guarantee. This means that if the loan is not closed within 60 days from the date of investment, Joymoney ES buys out the investor's share, together with accrued interest.