Investments from €10 in loans with up to 19% return annually — Nibble Finance
enen

Become an investor
and receive passive income

Investments from €10 in loans with up to 19% return annually

Join now

This is Anna.She is a QA engineer in a fintech startup company and she likes dogs. She has taken her pet from the animal shelter which she supports by investing on Nibble.

  • 12%Average product profit
  • 8.504Number of registered users
  • € 144.397Total amount paid to the investors
  • € 2.055.609Total amount invested
  • Weekly payments

    Weekly payments

    We pay out income on your investments to your Nibble account on a weekly basis

  • Full automation

    Full automation

    The selection of loans for strategies, reinvestment and distribution of loans according to the classification are fully automated and do not require an investor's participation

  • There are no fees for transactions

    There are no fees for transactions

    Nibble is a free platform without any extra or hidden fees. We cover the costs so you can relax and benefit fully from your investments

Flexible Investment

A Flexible Investment is our brand-new universal product. It is specially tailored both for beginners and for experienced investors. Choose your investment strategy according to your income and risk expectations. Go ahead! All the rest is already automated for you.

Secure incomeClassic Strategy

Fixed income, secured by a buyback guarantee, amounts to 8% per annum. This is a risk-free strategy with guaranteed income on your investments.

1–6 monthsinvestment period
€10–10,000amount of investment
€50minimum withdrawal amount
BuyBack
Guarantee
8 %fixed annual interest rate
aa–a–bbNPL classification
22 %of our investors choose this strategy
1–6 monthsinvestment period
€10–10,000amount of investment
€50minimum withdrawal amount
BuyBack
Guarantee
High income for patient investorsLegal Strategy

This is a strategy for investing in portfolios consisting of consumer loans classified as B, CC and C, which are in the process of pre-trial and judicial recovery. Due to the fact that these loans have overdue debts and fines, the yield of this strategy reaches up to 19% per annum.

6–60 monthsinvestment period
€10–10,000amount of investment
€50minimum withdrawal amount
Deposit back
guarantee
14,5 %current annual interest rate
b–cc–cNPL classification
13 %of our investors choose this strategy
6–60 monthsinvestment period
€10–10,000amount of investment
€50minimum withdrawal amount
Deposit back
guarantee
Balanced risksBalanced Strategy

Income is not fixed and might come up to 12–15% per annum according to the previous statistics. This is the most balanced strategy.

7–60 monthsinvestment period
€100–10,000amount of investment
€50minimum withdrawal amount
12,5 %current annual interest rate
bb–b–ccNPL classification
65 %of our investors choose this strategy
7–60 monthsinvestment period
€100–10,000amount of investment
€50minimum withdrawal amount

By clicking "Start investing" button you agree to our User agreement and the NIBBLE privacy policy

Start investing

By clicking "Start investing" button you agree to our User agreement and the NIBBLE privacy policy

Need more information
to get started?

  • What is Nibble?

    Nibble is not a market place, it is a financial platform that provides to individual investors and companies opportunities to gain passive income by investing into loans and overdue debts market. Nibble acts as a link between investors and lenders and offers a flexible investment concept that suits even beginning investors.

  • How to top up the balance?

    After completing the registration process and personal identification, there are two ways you can top up your Nibble account: using your personal debit/credit card or via a bank transfer from your current bank account in any bank in the Eurozone. The minimum top-up amount is €10.

  • How to invest?

    Sign up, verify your identity and deposit money into your Nibble account. After you top up the account, choose an investment strategy according to your income and risk expectations, create an investment portfolio under the required parameters. Here you go — you have become our investor!

  • How to withdraw money?

    At the end of the investment period or if you want to withdraw your funds prior, we allow you to do this, using a verified bank account or a credit/debit card, i.e. only that account from which the initial investment was deposited. If for any reason you need to withdraw your money to an account/a card account different from the original one, you will have to verify them first. The minimum withdrawal amount is €50.

  • Who can become an investor on Nibble?

    Any individual or legal person with a bank account in one of the European countries can become a Nibble investor. We are also ready to welcome investors without a European bank account, but this will require an additional personal AML check. Each case will be considered individually. If you are interested in Nibble or have more questions about us, please, send your request at support@nibble.finance

  • How is an investment interest calculated?

    The interest is accrued on a daily basis. The income on your investment portfolio is deposited to your Nibble account every week, and the investment amount is automatically reinvested in new loans before the portfolio expires. You can independently invest the income in new portfolios or transfer it to your bank account.

  • Why do you need verification?

    Nibble strongly follows the strict standards of the European anti-money laundering (AML) legislation, user verification, personal data storage and usage. On the one hand, the purpose of identity verification is to ensure and guarantee the security of your funds and transactions. On the other hand, it is meant to simplify business processes and to make them transparent and efficient. We ensure your secure identification in cooperation with our partner — Veriff service.

  • What is Nibble?

    Nibble is not a market place, it is a financial platform that provides to individual investors and companies opportunities to gain passive income by investing into loans and overdue debts market. Nibble acts as a link between investors and lenders and offers a flexible investment concept that suits even beginning investors.