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Investments in loans with up to 14%* return annually

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Summer rally! The profit margin on all investments is 14% only till 31.08.20!

  • 161Buyback loans
  •  19.400Total buyback loans
  • 6.041Loans invested
  •  279.168Total investments
    since February 1
  • Buyback guarantee

    If the loan is delayed, the company that issued the loan guarantees to buy it back on the 61st day

  • Fully automated platform

    Investors do not have to spend time looking for new loans to invest in. The platform is automated and invests by default in loans that meet your selected criteria

  • There are no fees for transactions

    Nibble is a free platform without any extra or hidden fees. We cover the costs so you can relax and benefit fully from your investments

Investment portfolios

All the investments in Nibble are protected with a buyback guarantee

  • The choice of 70% of investors

    Long-term investment

    Long-term investment allows to get the maximum return due to the reinvestment period, when the sum of the closed loans is reinvested again.

    • Interest rate14%
    • Investment periodfrom 3 to 60 months
    • ReinvestmentYes
    • Type of loanfor business
    • Amount of investmentnot limited
    • The borrower companyJoymoney ES*
    BuyBack Guarantee
  • The choice of 30% of investors

    Trial investing

    Test investments allow you to test the service over a short period of time. Each user can create only one test portfolio for a sum of up to €300.

    • Interest rate14%
    • Investment periodup to 21 days
    • Reinvestmentno
    • Type of loanfor business
    • Amount of investmentup to €300
    • The borrower companyJoymoney ES*
    BuyBack Guarantee

* Joymoney ES provides loans for up to 30 days in Spain. All loans are protected by a buyback guarantee. This means that if the loan is not closed within 60 days from the date of investment, Joymoney ES buys out the investor's share, together with accrued interest.

The primary market

All the investments in Nibble are protected with a buyback guarantee

  • ID
  • Lender
  • Amount
  • Term
  • Operation
  • Updated
  • 7505
  • Joymoney ES
  • € 70
  • 30 days
  • Active
  • 14-08-2020
  • 7504
  • Joymoney ES
  • € 70
  • 30 days
  • Active
  • 14-08-2020
  • 7503
  • Joymoney ES
  • € 100
  • 30 days
  • Active
  • 14-08-2020
  • 7502
  • Joymoney ES
  • € 100
  • 30 days
  • Active
  • 14-08-2020
  • 7501
  • Joymoney ES
  • € 150
  • 30 days
  • Active
  • 14-08-2020
  • 7500
  • Joymoney ES
  • € 50
  • 15 days
  • Active
  • 14-08-2020
  • 7499
  • Joymoney ES
  • € 50
  • 15 days
  • Active
  • 14-08-2020
  • 7498
  • Joymoney ES
  • € 80
  • 30 days
  • Active
  • 14-08-2020
  • 7497
  • Joymoney ES
  • € 100
  • 15 days
  • Active
  • 14-08-2020
  • 7496
  • Joymoney ES
  • € 100
  • 30 days
  • Active
  • 14-08-2020
  • 7495
  • Joymoney ES
  • € 100
  • 15 days
  • Active
  • 14-08-2020
  • 7494
  • Joymoney ES
  • € 100
  • 15 days
  • Active
  • 14-08-2020

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  • What is Nibble?

    Nibble is a financial platform that helps investors and lenders, who provide alternative loans, to cooperate. Nibble is owned by IT Smart Finance, which has been creating and developing FinTech products since 2014. The priority areas of the holding's work are the usage and analysis of big data.

    Nibble guarantees investment security, as loans are issued by companies within IT Smart Finance holding.

    The average revenue of Nibble reaches 12% per annum, which is higher than the average revenue on the alternative lending market.

  • Where will my money go?

    The attracted investments are deposited into loans of companies within IT Smart Finance holding. The Joymoney brand has been working in the field of alternative lending since 2014. The company operates in Spain and Russia. The start of work in Mexico is planned for 2020. Joymoney's mission is to help clients quickly and safely overcome financial difficulties. For this purpose, the company uses its own proprietary software solutions in the field of large data analysis, scoring and risk management.

  • What are the security guarantees on Nibble?

    Realizing that investments are often risky, Nibble offers investments with a guarantee of buyback of the assets and interest. Nibble will buy back the obligations of the investor if there is a delay in repaying the loan.

  • What are the restrictions on the minimum top up amount?

    The minimum top-up amount is 10€.

  • How do I earn on my investment?

    Interest is charged daily for long-term portfolios and after you close loans for trial portfolios. Interest on portfolios without reinvesting income is deposited in your account every 7 days.

  • How secure is investing in Nibble?

    Risk in an investment relates to financial losses. In our case, loans are issued to clients under strict rules, that consider the solvency of the client and the risk of defaults. In addition, loans offered for investment are protected by a buy-back guarantee.

  • What is Nibble?

    Nibble is a financial platform that helps investors and lenders, who provide alternative loans, to cooperate. Nibble is owned by IT Smart Finance, which has been creating and developing FinTech products since 2014. The priority areas of the holding's work are the usage and analysis of big data.

    Nibble guarantees investment security, as loans are issued by companies within IT Smart Finance holding.

    The average revenue of Nibble reaches 12% per annum, which is higher than the average revenue on the alternative lending market.

  • Where will my money go?

    The attracted investments are deposited into loans of companies within IT Smart Finance holding. The Joymoney brand has been working in the field of alternative lending since 2014. The company operates in Spain and Russia. The start of work in Mexico is planned for 2020. Joymoney's mission is to help clients quickly and safely overcome financial difficulties. For this purpose, the company uses its own proprietary software solutions in the field of large data analysis, scoring and risk management.

  • What are the security guarantees on Nibble?

    Realizing that investments are often risky, Nibble offers investments with a guarantee of buyback of the assets and interest. Nibble will buy back the obligations of the investor if there is a delay in repaying the loan.

  • What are the restrictions on the minimum top up amount?

    The minimum top-up amount is 10€.

  • How do I earn on my investment?

    Interest is charged daily for long-term portfolios and after you close loans for trial portfolios. Interest on portfolios without reinvesting income is deposited in your account every 7 days.

  • How secure is investing in Nibble?

    Risk in an investment relates to financial losses. In our case, loans are issued to clients under strict rules, that consider the solvency of the client and the risk of defaults. In addition, loans offered for investment are protected by a buy-back guarantee.