Investments in loans
with an up to 12% return annually

Become an investor and receive passive income
  • Investments starting from 10 EUR
  • Automatic reinvestment

Invest NOW and get an additional annual return of 2% up to a 14%

Valid until 01/31/2020
Trial investment

Test investments allow to test the service in a short time (test loans with a term up to 10 days). In case of an overdue, the company Joymoney S.L. will purchase the loan on the 11th day. One user can create only one test portfolio for the sum up to 100 EUR.

Interest rate 8.00%
Investment period from 3 to 10 days
Short-term investment

Short-term investments allow to invest without reinvestment. The income is withdrawn when the loan is closed or after the buyback on the 61st day of the investment.

Interest rate 8.00%
Investment period from 3 to 60 days
Long-term investment

Long- term investment allow to get the maximum return due to the reinvestment period, when the sum of the closed loans is reinvested again (whole or principal amount of the loan, depending on the settings).

Interest rate 12.00%
Investment period from 6 to 36 months

Why Nibble?

automation Fully automated platform

Investors do not have to spend time looking for new loans to invest in. The platform is automated and invests by default in loans that meet your criteria.

warranty Buyback guarantee

If the loan is on delay, the company that issued the loan guarantees to buy it back on the 61st day

profit There are no fees for transactions

Nibble – is a free platform without extra fees. We`ll take care of all costs so you do not need to worry about transactions.

5 years key business metrics

  • checkRu Russia
  • checkEs Spain
  • checkMx Mexico 2020
1 000 000+ Registered Users in 2019
500 000+ Issued Loans since 2014
80 000+ Requests on average per month in 2019
30 000+ New users per month in 2019
70М € The total amount of loans since 2014

Need more information to get started?

What is "Nibble"? Arrow

Nibble – is a financial platform, point of contact between the Investor and the Recipient. As opposed to other platforms Nibble has a high-level guarantee of investment security. The platform has a partnership with lender-company and IT Smart Finance Group holding which specializes in FinTech product developments.

Where my money will be transferred? Arrow

Your money will be invested in loans of companies within IT Smart Finance holding. You can choose a company for investment in your personal account.

Brand Joymoney has been working in the field of alternative types of loans since 2014. The company is represented in Spain and Russia. Launch in Mexico is scheduled for 2020. Joymoney's mission is to provide our customers with the opportunity to solve their financial difficulties quickly and safely. We use our own innovative developments, including patented software solutions, developments in the field of big data analysis, and developments in the field of scoring and risk management systems. The company guarantees reliability for customers and investors.

What is the minimum deposit limit? Arrow

The minimum limit of the deposit is 10€

How much is the average income? Arrow

The average income on Nibble is up to 12%, higher than an average income at the alternative investment market.

Does high interest always mean high risks? Arrow

Investments at Nibble are protected by a buyback guarantee. In case of non-payment of the loan within the due date, the Lender takes a buyback and interest duty of the loan for the overdue time.

How to invest on Nibble? Arrow

Just a few clicks at the registration form, then create an investment portfolio, set portfolio options and start earning!

I want to invest!

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